The most common series of questions we receive pertaining to securing an auto credit loan.
I have great credit and want a direct loan for a private purchase or to “pay cash” at a dealership.
No problem! If you have excellent credit, you may qualify for a direct loan. Just apply now, and if approved, you could be in your new car the same day.
I do not have excellent credit . . . how can Western Auto Credit help me?
Almost 80% of all adults have a least 1 black mark on their credit report. If you do not qualify for a direct loan, our dealership network can provide you with a loan or a lease on a new or newer vehicle. We have hundreds of new and used vehicles available and are experts in obtaining you the financing you need.
Is the information that I submit on WesternAutoCredit.ca secure?
Absolutely! Our webs site uses an Internet company who provide a secure area specifically designed to keep personal information private.
What are the interest rates for my car loan?
Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Your credit specialist will explain to you the details.
How long does the process take?
Most customers are contacted within 60 – 120 minutes during regular business hours.
My credit rating is not great. I have had some problems. Can Western Auto Credit help me too?
Yes. Western Auto Credit and our lenders will help you work through your past problems. We are experts at arranging financing for a vehicle that you want and that fits your budget.
